Effective March 1st 2012, medical coverage will expand through the WAwD to include individuals who are at least age 16 but less than 65 years of age, who are employed, have been determined disabled and meet all other eligibility criteria. Individuals do not have an option to opt-in or opt-out of the program specifically. This document is the Policy and Procedures manual to be used by all eligibility sites. It includes all of the information needed for sites to complete AM eligibility determination for WAwD using the Colorado Benefits Management System (CBMS).